Book Today, Pay Over Time!

Flex Pay gives you the freedom to book now and pay over time with simple, fixed installments. Some plans may include interest, while others are interest-free.

When you’re ready to check out, just select Flex Pay as your payment method, complete a quick application, and receive a fast decision. Choose the payment plan that works best for you, finish your booking, and enjoy your purchase—then pay it off over time with easy, predictable monthly payments.

Shop for your items and add them to your cart just like you normally would. When you’re ready to check out, simply select Flex Pay as your payment method.

To apply, you’ll provide a few basic details—such as your mobile number, date of birth, and, if you’re a U.S. resident, your Social Security Number. If approved, just complete your checkout and you’re all set.

We consider a variety of factors—such as your credit profile, purchase details, and other relevant information—when reviewing your application.

You can make a payment anytime by visiting upgrade.com/pay and selecting the Loans tab. From there, click Make a Payment.

For added convenience, we recommend enabling AutoPay at the time of purchase so your monthly payments are automatically deducted.

If AutoPay isn’t set up, simply visit upgrade.com/pay, go to the Accounts page, and toggle AutoPay to ON.

You can also update or change your payment method at any time by visiting upgrade.com/pay.

Yes! Just be sure to allow a few days between booking and your departure date to allow time for processing. Other than that, you’re free to travel whenever—even before your balance is fully paid off.

You can review our Privacy Policy at upgrade.com/flex-pay/privacy and our Terms of Use at upgrade.com/flex-pay/terms.